Style Your Home Now

Finance with Affirm

Pay Over Time, On Your Terms

When you choose Affirm at checkout, you can split your payment into monthly installments. It's fast, transparent, and designed to fit your budget.

Benefits of Affirm:

Choose 3, 6, 12, or up to 36-month payment plans

No hidden fees or compounding interest

Instant decision at checkout

Ideal for big-ticket items like beds, sofas, and office furniture

Available across the US apply online in seconds

How to Qualify

Applying for Sohomod financing through Affirm is simple:

Be at least 18 years old (19+ in AL/NE)
Have a U.S. address and mobile number
Provide your Social Security Number
Only a soft credit check won’t impact your credit score

Common Affirm Questions

What is Affirm, and how does it work?

Can I use Affirm on any Sohomod item?

Do I need perfect credit to be eligible for the application?

Does Affirm affect my credit score?

When do I start paying?

Can I pay off my balance early?

How do I select Affirm?

Will I see my total payment upfront?

Can I use Affirm in a Sohomod store?

Is Affirm safe?

Need help after applying?

What if I miss a payment?

Finance with Afterpay

Simple, No-Fuss Furniture Payments

Prefer smaller payments every two weeks? Choose Afterpay to split your order into four automatic, interest-free payments: no waiting, no interest, just instant approval.

Benefits of Afterpay:

No interest ever

No credit check needed

Instant approval at checkout

Great for smaller items like chairs, décor & lighting

Common Afterpay Questions

How does Afterpay work at Sohomod?

Can I use Afterpay on everything?

Do I need to fill out a form?

Does Afterpay run a credit check?

Will this help my credit score?

What happens if I miss a payment?

Is it available in stores?

Is Afterpay secure?

Can I return an item I purchased with Afterpay?

Is this the same as layaway?

Buy Now. Pay Later. Enjoy Instantly.

From statement sofas to elegant dining sets, Sohomod makes stylish furniture affordable with easy financing. Whether you choose Affirm or Afterpay, you get flexible payment options that fit your life.

Style Your Home Now. Pay Later